2a shield clear black.png

CLOUD BASED PAYMENT GATEWAY

WHY CHOOSE 2ND AMENDMENT GATEWAY

Click the button below for developer and API info

fluidpay_attackdog.png

ATTACKDOG FRAUD DETECTION

MACHINE LEARNING TO ENHANCE FRAUD PREVENTION

Cyber-Security-Logo.png

The possibility of fraud emerges if a merchant only depends on the information which was provided by the user during the given process. There's always a chance that the information provided was fraudulent or even stolen. What's the solution for that? A possible way to avoid this is to authenticate the user with additional data provided by the user. Still, users don't like to go through complicated processes and provide more information than the bare minimum. This can create another problem by increasing the churn rates.

Profiling & Blocking

OUR FEATURE AS A COMPLETE SOLUTION TO PREVENT FRAUD

1. DECIDE YOUR STRATEGY

Create rules for your customers based on your industry and their behaviors

2. PROFILE YOUR CUSTOMERS

Transactions will be examined based on the rulesets that you have created

3. BLOCK THE FRAUDSTERS

Measures will be taken based on the data and rulesets to prevent fraudulent behavior

Features:

  • Machine Learning

  • Fraud Scoring

  • Device ID Fingerprinting

  • Prevent Chargebacks

  • Authenticate, Profile and Block Fraudulent Transactions

 
Unknown.png

AUTOMATIC ACCOUNT UPDATER

UPDATE VAULTED PAYMENT METHODS TO REDUCE DISRUPTIONS

Update expired customer payment information automatically.

2nd Amendment Gateway Automatic Account Updater updates vaulted payment methods in the event a customer's payment information is expired or replaced. This in-turn will help the merchants avoid failed transactions and gaps in services provided to customers. This is extremely useful for merchants who utilize recurring billing as well.

33% of all payment credentials change each year!

Automatically update your customers' credit card account details avoiding disruption

to revenue streams and additional expense of managing failed payments.

Pay-Per-Update

Unlike some account updaters, you only pay for the payment data that gets updated. Big picture: what you save in admin costs, efficiency and protection of your revenue will far outweigh your Automatic Account Updater transactional fees.

Avoid lost sales revenue

Avoid interruptions in recurring payments that often result in cancelled service.

Keep your customers happy

Cuts customer service expenses by avoiding support needs caused by payment interruptions.

Reduce PCI scope exposure

Automatic Account Updater eliminates the human contact handling sensitive payment data.

Strengthen merchant relationships

When credit card declines go down, confidence in your business services goes up.

Cut admin expenses

Automatic Account Updater means no more following up with customers to get their updated details.

 
fluidpay_batch_processing.png

BATCH PAYMENT PROCESSING

PROCESS MULTIPLE BILLINGS USING BATCH PROCESSING

Save time and let us handle your transactions while you have time to focus on important business matters.

2nd Amendment Gateway Batch Processing allows merchants to run multiple transactions at one time.

Batch Processing is the means by which a merchant submits multiple transactions to 2nd AP Gateway. This method is most useful to those who perform multiple billings for customers. This can include subscriptions, monthly billings, ect. The merchant collects the credit card information in a file and then exports the file to 2nd AP Gateway for processing.

Universal file format

Fluid Pay Batch Processing uses CSV as file format. Upload your CSV and let us do the rest for you.

Customizable CSV and fields

Create and personalize the CSV so that it can fully serve your needs.

Endless possibilities

There's no restriction in usage. You can upload any type of transaction that you would process otherwise.

 
fluidpay_cash_discount.png

CASH DISCOUNT PROGRAM

Click the button below for developer and API info

Join other business operators who have lowered their monthly card payment processing fees over 90% by using the new DTI exclusive and patented "Cash Discount Program" (DCD).

Debit Technologies, Inc has developed an exclusive (patented) technology, which eliminates a major portion of total card payment processing costs. The payment terminal software program for the Cash Discount Program is designed to encourage customers to pay by cash or gift card.

As part of the regular standard list product pricing, a small service charge (either a fixed amount or percentage) is applied to all sales. A discount is automatically applied when customers pay with cash or gift card.

No discount is given when paying by debit card or credit card. The patented software automatically determines all discounts and actions based on payment type.

 
fluidpay_customer_vault.png

CUSTOMER VAULT

SECURELY STORE SENSITIVE CUSTOMER INFORMATION

Store your customers at 2nd AP Gateway and let us handle everything for you.

The Customer Vault was designed specifically for businesses of any size to address concerns about handling sensitive credit card and ACH information. Avoid the huge costs and resources involved in becoming PCI compliant, mitigate your risk by utilizing the vault.

The Customer Vault solution allows you to securely store billing details in the gateway. You can create custom records via the merchant control panel for both credit cards and ACH transactions. Merchants should never store or have to worry about clear text credit card or ACH information on their systems, let our secure environment do the legwork for you.

Once a record has been created, you can store the Vault ID in your system and reference that ID anytime in the future to charge that customer, or reference that ID for recurring billing transactions.

The Customer Vault works directly with the entire 2nd AP Gateway and is deeply embedded in the Recurring Billing Ecosystem.

The Customer Vault will reduce the amount of sensitive data that touches your system, reducing your PCI footprints while making your billing process seamless.

Reduce PCI Compliance

All data is stored securely in 2nd AP Gateway instead of on your system. We are a Level 1 PCI Certified Service Provider. Let us worry about the details of security and compliance so you can run your business. Lessen the cost of your annual security audit and PCI Self Assessment Questionnaire (SAQ) by utilizing the Customer Vault.

Advanced customer details

Save multiple payment methods and addresses. Add descriptions and custom fields so that you can add information which is important for your business.

Advanced filter options

Search or filter in your customer records. Using our advanced filter capabilities, you can search for every field or filter for multiple ones.

Share vault records between merchants

Do you have multiple merchants within the same business? Simply allow sharing customer vaults between merchants and they will be distributed among the merchant accounts.

Use seamlessly with other 2nd Amendment Processing products

Utilize the 2nd AP Ecosystem to enhance your workflow. Use the Vault Records with our Virtual Terminal, Processa App, Recurring Transactions, E-invoicing etc.

Enhance Customer Vault with our Automatic Account Updater

Use the Automatic Account Updater to automatically update the expired payment methods of your customers.

 
fluidpay_dashboard_analytics.png

DASHBOARD STATISTICS FOR YOUR PAYMENTS

ADVANCED, DETAILED TRANSACTION STATISTICS AND TRENDS

We know how hard it is to oversee your performance and finances.

Dashboard Analytics are given to the ISOs and merchants about their business. This will be a top down solution for businesses.

Oversee every aspect of your company's performance: sales, authorizations, and refunds. Limit the number of places used to measure your business. Detect trends and take the guesswork out of your business ALL IN ONE PLACE!

Real-time analytics

No need to filter your transactions. Observe your most important KPIs in one place.

Hotkeys for quick navigation

Efficient navigation at your fingertips. Use our hotkeys for quick actions.

News section for important announcements

Clean and efficient way to add news and announcements to your merchants. We make sure that they won't ever miss a thing.

Transaction reports

See your trends and anomalies in a flash. Daily breakdown for precise insights.

Most important Invoice statistics

See your paid and outstanding invoices without additional navigation in our Control Panel.

Customer insights

Keep track of your customers right from your dashboard.

Advanced per Processor reports

See how your processors perform. You can even filter for card brands for more detailed reports.

Quick settlement statistics

One of your most important KPIs. Don't waste your time creating spreadsheets and reports. We've got you covered.

 
fluidpay_e_invoicing.png

E-INVOICING

CUSTOMIZABLE E-INVOICE WITH MULTIPLE PAYMENT OPTIONS

Simplify your billing today

E-Invoicing allows merchants to invoice customers via e-mail and SMS while allowing customers to make payments via an embedded link. Widely used for B2B and direct customer billing. Invoices are generated with line by line detailed information and the ability to customize/brand the e-mail sent to the customer.

Simple & Intuitive!

Literally minutes to create and send your first invoice!

Manage your resources wisely.

Streamline the billing process by reducing the time it takes to manage paperwork and get paid.

Real-time invoice creation & delivery

Encourage faster payments!

Secure

No need for merchants to store sensitive data, eliminating the most rigorous of PCI compliance issues! Let us worry about the details!

Reporting

Maintain more complete and secure records with our enhanced reporting system.

No integration required!

Start sending invoices today without any development or customization!

Choose available payment methods

You can choose from a variety of available payment methods. Only allow what you need for a given invoice.

Repopulate your frequently used fields

Increase efficiency for frequently used fields. Set them once and they are always there. You don't need to add them every single time.

Custom message

Set a custom message to add to the recipient of the invoice.

Multiple currencies

Set the currency of your invoice individually or use the default currency.

Line items or manual amounts

Add entirely customizable line items with advanced fields and manual items.

Add your products

Do you have products? Add them to the invoices with just a few clicks using our built-in product manager solution.

 
fluidpay_emv_mobile.png

EMV & MOBILE CONTACTLESS CARD PAYMENTS

REDUCE CARD PAYMENT FRAUD WITH OUR EMV & MOBILE SOLUTION

EMV stands for Europay, MasterCard® and Visa® and refers to the increased security of payment card transactions through the use of a chip embedded in credit, debit, and prepaid cards.  Chip cards are extremely difficult to duplicate, and paired with additional layers of security such as encryption, tokenization and other authentication techniques, EMV is geared toward significantly reducing card payment fraud. *

All of our PAX™ & Dejavoo™ supported terminals are EMV Chip Card Ready & Certified.

NFC payments are contactless payments that use near-field communication (NFC) technology to exchange data between readers and payment devices like Apple Pay and Google Pay e-wallets in smartphones and smartwatches, or tap-to-pay credit and debit cards. NFC devices must be close together (typically less than 2 inches apart) to complete these contactless payments. *

NFC Contactless Feature for:

  • Apple Pay™

  • Google Wallet™

  • Samsung Pay™

Touch screen terminal models are also available along with 3G support if needed. WiFi support is also included in each device, enabling your merchants to process anywhere in the world with an active data connection. Daisy chain your cell phone service to process transactions! Tired of changing mobile swipes every year with new phones coming out constantly? Eradicate the painful swipe devices out there for a true mobile solution.

Contact us for more information on our state of the art mobile processing solution! Every signature captured on the terminals is also FULLY STORED in the gateway with the transaction details! Eliminate the clutter of receipts for your merchants while keeping all reporting inside the gateway!

Choose us for a plug and play solution working seamlessly with the 2nd Amendment Processing environment.

Work smarter, not harder.

  • A brief evaluation of your business and our services.

    30 min