Card-brand restrictions on peptide merchants are creating serious consequences throughout the payments industry. Learn how potential six-figure fines against acquiring banks and processors can lead to frozen funds, sudden account closures, and fewer processing options for peptide businesses.

Across the peptide, compounding, telehealth, wellness, and research industries, businesses are reporting a troubling pattern: terminated merchant accounts, frozen funds, rejected applications, excessive reserves, and sudden restrictions tied to peptide-related products. These actions can financially cripple a lawful business—sometimes without a meaningful explanation, individualized review, or opportunity to appeal. The time has come to determine whether these were independen

The Protecting Privacy in Purchases Act (H.R. 1181) aims to prohibit firearm-specific merchant category codes (MCCs), protecting the privacy of lawful firearm purchasers and retailers. Learn what the legislation means, why it matters to the payments industry, and how it could impact firearms businesses, payment processors, and consumer financial privacy.