Smarter Fraud Prevention Starts Here
Relying solely on customer-provided information leaves your business vulnerable to fraud, stolen data, and chargebacks. That’s why our gateway includes advanced fraud prevention tools that go beyond the basics—without creating friction for legitimate customers.
Authenticate. Profile. Block.
Our fraud solution uses machine learning, device fingerprinting, and behavioral profiling to stop fraudulent transactions before they happen.
How It Works:
1. Set Your Rules
Customize fraud prevention strategies based on your industry, customer behavior, and risk tolerance.
2. Profile Transactions
Each transaction is evaluated using your custom rules and AI-driven fraud scoring.
3. Block Bad Actors
Suspicious transactions are flagged or blocked automatically—helping prevent chargebacks and fraud losses.
Key Features:
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Real-Time Fraud Scoring
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Device ID Fingerprinting
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Chargeback Prevention
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Custom Rule Sets
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Seamless User Experience
Protect your revenue. Reduce chargebacks. Stay compliant.
Upgrade your payment processing with intelligent, built-in fraud defense from 2nd Amendment Processing.
AUTOMATIC ACCOUNT UPDATER
UPDATE VAULTED PAYMENT METHODS TO REDUCE DISRUPTIONS
Keep Recurring Payments Running Smoothly with Automatic Account Updates
Over 33% of payment credentials change every year—leading to failed payments, lost revenue, and frustrated customers. Our Automatic Account Updater solves that.
When a customer’s card is expired, replaced, or reissued, our gateway automatically updates their vaulted payment details—no outreach needed.
Why It Matters:
✅ Avoid Failed Transactions
Prevent service interruptions and revenue loss from outdated card data.
✅ Perfect for Recurring Billing
Ideal for subscription-based businesses or services with automatic payments.
✅ Pay Only for Updates
Unlike flat-fee services, you only pay when customer data is successfully updated.
✅ Reduce Support Costs
Eliminate the need for manual follow-ups and reduce customer service requests.
✅ Improve Customer Retention
Minimize billing-related cancellations and keep your clients happy.
✅ Boost PCI Compliance
By eliminating manual data handling, you reduce PCI scope and compliance risks.
Protect your cash flow. Automate account updates. Keep business running without interruption.
BATCH PAYMENT PROCESSING
PROCESS MULTIPLE BILLINGS USING BATCH PROCESSING
Save Time with Automated Batch Processing
Focus on running your business—let us handle your transactions. With 2nd Amendment Gateway Batch Processing, you can process multiple payments at once with just one upload.
Perfect for businesses with subscriptions, recurring billing, or high-volume transactions, this tool simplifies your workflow and saves valuable time.
How It Works:
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Upload a CSV File
Use our universal CSV format to submit multiple transactions in a single batch. -
Fully Customizable
Tailor your CSV layout and fields to match your business’s unique billing needs. -
No Limits
Submit any type of transaction—one-time or recurring—just like you would manually.
Key Benefits:
✅ Bulk Billing Made Easy
Process hundreds—or thousands—of transactions in one go.
✅ Save Time & Reduce Errors
Eliminate manual entry and streamline your back-office operations.
✅ Flexible & Scalable
Ideal for growing businesses with large customer bases.
Batch processing through 2nd Amendment Gateway means less time on admin, more time growing your business.
CASH DISCOUNT PROGRAM
Save Over 90% on Card Processing Fees with Our Patented Cash Discount Technology
Join thousands of business owners who have slashed their monthly credit card processing fees by over 90% using our exclusive, patented Cash Discount Program (DCD)—powered by Debit Technologies, Inc.
This industry-leading software is embedded directly into your payment terminal and automatically applies a small service fee (either a flat amount or a percentage) to all transactions. When customers choose to pay with cash or gift card, they receive an automatic discount—encouraging non-card payments and significantly reducing your processing costs.
When customers pay with a credit or debit card, the service fee remains in place. The patented technology handles the entire process seamlessly—calculating charges, applying discounts, and remaining fully compliant.
✅ No hidden fees
✅ No complicated setup
✅ 100% compliant
✅ Instant savings for your business
Start keeping more of your hard-earned revenue with 2nd Amendment Processing and our exclusive DCD program—available only through Debit Technologies' patented platform.
CUSTOMER VAULT
SECURELY STORE SENSITIVE CUSTOMER INFORMATION
Securely Store Customer Payment Info with Our Encrypted Customer Vault
Tired of worrying about PCI compliance or managing sensitive customer data? The 2nd Amendment Gateway Customer Vault is your secure, automated solution.
Designed for businesses of all sizes, our Level 1 PCI Certified Customer Vault stores credit card and ACH payment information off your system—eliminating the risks and costs of storing it yourself.
Key Benefits:
✅ Reduce PCI Compliance Scope
Avoid storing payment data on your system. Our vault minimizes your PCI footprint and simplifies audits.
✅ One-Time Entry, Future Use
Once stored, use the secure Vault ID for future payments, recurring billing, or customer lookups—no need to re-enter details.
✅ Works Across the Entire 2ndAP Ecosystem
Seamlessly integrated with tools like our Virtual Terminal, Processa App, Recurring Billing, and E-Invoicing.
Powerful Vault Features:
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Save Multiple Payment Methods
Store credit cards and ACH details, add multiple addresses, and include custom fields for easy identification. -
Advanced Search & Filtering
Quickly search or filter your stored customers by any field—streamlining your billing and support. -
Multi-Merchant Sharing
Operate more than one merchant account? Share vault records across your business units easily. -
Automatic Account Updater Compatible
Keep stored payment data current with our Auto Updater—no manual follow-ups needed.
Let 2ndAP handle the security and compliance—so you can focus on growth, not risk.
DASHBOARD STATISTICS FOR YOUR PAYMENTS
ADVANCED, DETAILED TRANSACTION STATISTICS AND TRENDS
All-in-One Dashboard to Monitor Performance, Sales & Revenue
Managing your business shouldn’t involve digging through spreadsheets or switching between tools. With the 2nd Amendment Gateway Dashboard, you get real-time analytics and complete visibility—all in one place.
From ISOs to merchants, our dashboard delivers a top-down view of your business: sales, authorizations, refunds, settlements, customer insights, and more.
Key Benefits:
✅ Real-Time KPIs
Instantly view your most important metrics—no need for complex filters or manual reports.
✅ Quick Navigation with Hotkeys
Access what you need faster with built-in keyboard shortcuts for common actions.
✅ Transaction & Settlement Reports
Track trends, identify anomalies, and view daily breakdowns without lifting a finger.
✅ Customer & Invoice Insights
Easily monitor paid and outstanding invoices and view detailed customer activity in seconds.
✅ Advanced Processor Reports
Compare processor performance and filter by card brands for deeper analytics.
✅ Centralized News & Alerts
Stay up to date with important announcements, right from your dashboard.
Simplify operations, eliminate guesswork, and take control of your business performance with 2ndAP’s smart dashboard tools.
E-INVOICING
CUSTOMIZABLE E-INVOICE WITH MULTIPLE PAYMENT OPTIONS
Simplify Billing with Fast, Secure E-Invoicing
Ditch the paperwork and get paid faster. With 2nd Amendment Gateway E-Invoicing, you can send professional invoices via email or SMS, complete with a secure payment link—no coding or integration required.
Perfect for B2B billing or direct-to-customer payments, our system helps you streamline your billing process and improve cash flow with minimal effort.
Key Benefits:
✅ Create & Send in Minutes
Generate and send branded invoices in just a few clicks—no technical setup needed.
✅ Boost Payment Speed
Real-time invoice delivery encourages quick payments via secure, embedded links.
✅ Stay PCI Compliant
No sensitive data storage on your end. We handle security, so you don’t have to.
✅ Detailed Line Items & Product Management
Add custom products, line-by-line charges, or manual entries with ease.
✅ Custom Messaging & Branding
Include personalized messages and match your brand’s look and feel.
✅ Multi-Currency Support
Send invoices in your local or preferred currency—globally ready.
✅ Choose Payment Options
Offer only the payment methods you want for each invoice.
✅ Smart Field Repopulation
Frequently used fields stay saved for faster invoicing every time.
✅ Full Reporting & Recordkeeping
Track, manage, and audit all invoicing activity with built-in reporting tools.
Send smarter invoices. Get paid faster. Spend less time on billing—and more time growing your business.
EMV & MOBILE CONTACTLESS CARD PAYMENTS
REDUCE CARD PAYMENT FRAUD WITH OUR EMV & MOBILE SOLUTION
Accept EMV Chip & NFC Contactless Payments with Confidence
Stay ahead of fraud and outdated hardware. With 2nd Amendment Processing, you get a secure, mobile-ready payment solution built for today’s technology and tomorrow’s demands.
All of our PAX™ and Dejavoo™ terminals come EMV Chip Card Certified, supporting the latest in contactless payments (NFC) like Apple Pay™, Google Wallet™, and Samsung Pay™.
Why EMV Matters:
✅ Enhanced Security
EMV chip cards are nearly impossible to duplicate and use encryption, tokenization, and authentication layers to protect every transaction.
✅ Fraud Protection
Minimize chargebacks and unauthorized transactions with chip-based security.
Why NFC Contactless Works:
✅ Fast, Touch-Free Payments
Accept digital wallets and tap-to-pay cards using NFC tech—ideal for busy checkout lines and modern consumers.
✅ Mobile-Ready & WiFi Enabled
Process payments anywhere with 3G or WiFi. Even daisy-chain from your smartphone’s data connection.
✅ Touchscreen Options Available
Offer your customers a sleek, easy-to-use interface that supports every modern payment method.
Additional Features:
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Eliminate Outdated Mobile Swipers
Say goodbye to card readers that break with every phone update. Our smart terminals are built to last. -
Digital Signature Storage
Every signature is securely stored in the 2ndAP Gateway with full transaction details—no more paper clutter. -
Seamless 2ndAP Integration
Plug-and-play setup with our entire gateway ecosystem.
Upgrade your payment hardware. Accept every modern payment. Stay mobile, secure, and future-ready.
30 min