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OUR SERVICES

Merchant Processing Services For All Businesses

Credit Card Processing

Reliable credit card processing is essential for any business. At 2nd Amendment Processing, we make accepting credit and debit cards simple, secure, and affordable—so your customers can check out quickly and your business gets paid without hassle.

Unlike generic providers, we offer transparent pricing, fast transaction speeds, and real human support—no bots, no runarounds. As a veteran-owned company, we understand the importance of trust and clarity when it comes to your payment systems.

When choosing a payment processor, make sure you get:

  • Clear and competitive rates with no hidden fees

  • Fast, secure transaction processing

  • U.S.-based, responsive support

  • No long-term contracts or surprise cancellations

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Credit Card Transaction Flow Process
Traditional

Interchange Plus Pricing – Transparent. Fair. Guaranteed.

At 2nd Amendment Processing, we guarantee the lowest credit card processing rates—with no hidden fees or confusing markups.

Typical processing fees range from 1.5% to 2.9% for swiped transactions and up to 3.5% for keyed-in payments. Why the difference? Several factors impact your rates:

  • Card Type: Visa, Mastercard, Amex, and Discover each set their own interchange rates.

  • Processing Volume: Higher volume often means lower rates per transaction.

  • Business Type: High-risk industries may pay more due to added risk.

  • Swiped vs. Keyed In: Swiped cards are safer and cheaper to process.

  • Payment Processor: Many providers add unnecessary markups—we don’t.

With our Interchange Plus pricing, you get full transparency and the most competitive rates available—guaranteed.

No Fee Cash Disc

Dual Pricing & Cash Discounting – Eliminate Credit Card Fees

Tired of paying for your customers’ credit card rewards? With our No-Fee Credit Card Processing solution, you can eliminate up to 100% of your processing costs.

Here’s how it works:
You offer two prices—cash and credit. Customers who pay with cash get a lower price. Those who choose credit cover the small processing fee. It’s fully compliant, transparent, and easy to implement.

Benefits of Dual Pricing:

  • Eliminate or reduce credit card fees

  • Keep more of your revenue

  • Encourage cash payments

  • Stay compliant with all card brand rules

This program helps small businesses save thousands annually—funds that can fuel growth, marketing, or savings.

Start keeping more of what you earn. Ask us about switching to Dual Pricing today.

Gateway 2nd ap

2A-Gateway & e-Commerce Processing

The 2ndAP Gateway securely captures and transmits payment data between your website, payment processor, and acquiring bank—ensuring smooth, fast, and secure online transactions.

How It Works:

  1. Customer enters credit or debit card info at checkout

  2. Card-not-present (CNP) transaction is securely encrypted

  3. Payment data is sent to the processor and card network (Visa, Mastercard, etc.)

  4. Transaction is approved or declined in seconds

  5. Funds are deposited into your business account within 1–2 days

Our PCI-compliant gateway encrypts every transaction, reducing fraud risk and ensuring compliance. Perfect for eCommerce, invoicing, or recurring billing—our gateway keeps your business protected while processing payments efficiently.

Key Benefits:

  • Fast, secure credit card processing

  • Seamless integration with your website or software

  • Real-time transaction approvals

  • Supports all major card brands

  • Optimized for high-risk and conservative businesses

Power your payments with 2ndAP Gateway—built for freedom-focused businesses.

Payfac

PayFac-as-a-Service — Powered by 2nd Amendment Processing

2nd amendment processing POS system

Monetize payments without the overhead.
Our PayFac-as-a-Service solution lets B2B software companies become their own

payment facilitator—without the cost, risk, or compliance burden.

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Why Choose 2nd Amendment PayFac-as-a-Service?

  • No upfront investment or staffing needed

  • Keep the majority of revenue from every transaction

  • We handle liability, fraud, and chargebacks

  • Fast merchant onboarding — no paperwork

  • PCI-compliant with secure tokenization and vault storage

Our developer-friendly APIs allow you to integrate embedded payment processing in just days, not weeks. Whether you're managing subscriptions, invoices, or eCommerce payments, we make it easy to add payments to your platform—securely and seamlessly.

Key Features:

  • One-Click Payments – Send secure pay links via email, text, or embed on your site.

  • Tokenized Card Vault – Store customer cards securely for subscriptions and future billing.

  • Custom Pricing Models – Interchange Plus, flat-rate, surcharges—you choose.

Take control of your payments. Offer a seamless experience to your users. Grow a new revenue stream.

Launch your PayFac model in days with 2nd Amendment Processing.

mobile

Mobile Credit Card Processing – Accept Payments Anywhere

Take your business on the go with secure mobile credit card processing from 2nd Amendment Processing. Whether you're at events, job sites, or on the road, our mobile solutions let you accept payments anytime, anywhere.

With just your smartphone and a secure card reader, you can:

  • Accept credit and debit cards on the spot

  • Collect tips and send digital receipts instantly

  • Authorize transactions quickly and securely

  • Boost sales and improve customer service in the field

Perfect for contractors, mobile vendors, delivery services, and small businesses—our mobile payment solutions are low-cost, easy to use, and backed by U.S.-based support.

Go mobile. Get paid faster. Process with freedom.

Crypto Processing

Accept Crypto Payments with 2ndAP

​Now your business can accept crypto payments—fast, secure, and easy. At 2nd Amendment Processing, we offer full-service crypto payment processing so your customers can pay with Bitcoin, Ethereum, and other leading cryptocurrencies.

Whether you run a brick-and-mortar store or sell online, our crypto merchant services help you expand your payment options and attract new customers—without the high fees or slow settlements of traditional systems.

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Benefits of accepting crypto with 2ndAP:

  • ✅ No setup fees or monthly minimums

  • ✅ Instant confirmations and fast settlement

  • ✅ Choose to keep crypto or convert to USD

  • ✅ Accept Bitcoin, Ethereum, USDC, and more

  • ✅ 100% U.S.-based, veteran-owned support

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Our crypto payment gateway integrates seamlessly with your existing systems—POS, eCommerce, or mobile. Give your business the edge with reliable, compliant crypto payment solutions backed by real human support.

Start accepting crypto today with 2ndAP—freedom to transact on your terms.

Get Started Now

Crypto payments
POS

POS Systems for Every Business

At 2nd Amendment Processing, we provide powerful, fully customizable POS systems for any type of business—from firearm dealers and retail shops to restaurants, service providers, and everything in between.

Our all-in-one point of sale solutions are built to simplify your daily operations, streamline checkout, manage inventory, and generate real-time sales reports—all while integrating seamlessly with our secure credit card processing.

POS System Features:

  • Touchscreen Monitor or Tablet

  • Barcode Scanner & Receipt Printer

  • Secure Credit Card Reader

  • Cash Drawer & Weight Scale

  • Custom layouts for your specific business needs

No matter your industry, we’ll deliver a POS system that fits your business and supports your growth—with U.S.-based support and no long-term contracts.

Get the POS system built for your business—backed by American values.

Trident FFL Software logo with 2nd amendment processing

Trident FFL POS – Built for Gun Stores, Powered by 2nd Amendment Processing

Trident FFL POS is the all-in-one point-of-sale system designed specifically for firearm dealers and FFLs. Powered by 2nd Amendment Processing, it combines secure payment processing, ATF-compliant inventory tracking, and 4473 management—all in one streamlined platform.

Key Features:

  • ATF-compliant bound book & digital 4473

  • Smart POS software built for gun stores and ranges

  • Integrated credit card processing with 2A-friendly banking

  • Fast checkout, barcode scanning, and real-time reporting

  • Secure cloud access + reliable hardware options

Whether you're selling firearms, ammo, or accessories, Trident FFL POS gives you the tools to run your shop efficiently—without worrying about shutdowns or censorship.

Trusted by firearm dealers nationwide.
Get the FFL POS system that supports your rights.

phone consultation

Know what you need? Sign up now and start processing in a few days.

For online sales.

For a physical location.

Call us at 833-755-6696 , get an instant quote 
or book a phone consultation below that fits your schedule.

2nd Amendment Processing 2018  Built By Red5  

2nd Amendment Processing is a registered DBA of EPX, a registered ISO of BMO Harris Bank N.A., Chicago, IL, Fresno First Bank, Fresno, CA, and Citizens Bank N.A., Providence, RI.

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