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Mastercard’s Specialty Merchant Fees Are a Pure Money Grab
Mastercard has added transaction and volume fees for businesses classified as specialty merchants. In 2ndAP’s view, this is a pure money grab: the published guidance identifies new charges, but no new merchant-facing fraud-prevention service or measurable protection purchased by those fees.

Thomas Troyer
5 days ago5 min read


Eli Lilly’s Peptide Power Grab: When Patent Protection Becomes Market Control
Eli Lilly’s tirzepatide patent should not become a blanket ban on peptide processing. We examine Visa’s penalties, corporate pressure, and the growing threat of financial deplatforming.

Thomas Troyer
Sep 46 min read


2ndAP Announces New Partnership With Accept.Blue
2nd Amendment Processing has partnered with accept.blue to expand our payment gateway, e-commerce, CRM, ERP, ACH, invoicing and point-of-sale integration capabilities.

Thomas Troyer
Sep 15 min read


Mastercard’s New Merchant-Monitoring Rules: What CNP and High-Risk Businesses Need to Know
Mastercard is moving toward faster investigations and broader measurement of merchant risk. Here is what card-not-present and high-risk businesses should know about the new 72-hour standard, GMAP, and protecting their processing relationship.

Thomas Troyer
Aug 246 min read


2nd Amendment Processing Partners With Biller Genie to Help Businesses Automate Accounts Receivable and Get Paid Faster
2nd Amendment Processing has partnered with Biller Genie to help businesses automate accounts receivable, streamline invoicing and collections, integrate payments with accounting software, and get paid faster.

Thomas Troyer
Aug 114 min read


Did Stablecoins Replace XRP? What Merchants Need to Know
Have stablecoins replaced XRP? Not quite. While stablecoins are transforming digital payments with price stability and faster settlements, XRP continues to play a unique role in cross-border liquidity and currency exchange. Learn the differences, why both technologies matter, and what their growing adoption means for businesses looking to stay ahead in the future of payment processing.

Thomas Troyer
Jul 133 min read
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