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Mastercard’s New Merchant-Monitoring Rules: What CNP and High-Risk Businesses Need to Know
Mastercard is moving toward faster investigations and broader measurement of merchant risk. Here is what card-not-present and high-risk businesses should know about the new 72-hour standard, GMAP, and protecting their processing relationship.

Thomas Troyer
Aug 246 min read


2nd Amendment Processing Partners With Biller Genie to Help Businesses Automate Accounts Receivable and Get Paid Faster
2nd Amendment Processing has partnered with Biller Genie to help businesses automate accounts receivable, streamline invoicing and collections, integrate payments with accounting software, and get paid faster.

Thomas Troyer
Aug 114 min read


Did Stablecoins Replace XRP? What Merchants Need to Know
Have stablecoins replaced XRP? Not quite. While stablecoins are transforming digital payments with price stability and faster settlements, XRP continues to play a unique role in cross-border liquidity and currency exchange. Learn the differences, why both technologies matter, and what their growing adoption means for businesses looking to stay ahead in the future of payment processing.

Thomas Troyer
Jul 133 min read


Why Your Merchant Account Could Disappear Overnight — And How to Make Sure Yours Doesn’t
Firearms merchant accounts face new risks in 2026 — rolling reserves, frozen funds, and stricter compliance rules. Here’s what’s driving the crackdown, the red flags to watch for, and how to protect your business before a freeze forces the issue.

Thomas Troyer
Jun 193 min read


Franchise Opportunities with 2nd Amendment Processing
Build Residual Income with a Direct Relationship The payments industry is one of the most stable and scalable business models in America. Every business needs to accept credit cards. Every transaction generates revenue. And the right structure creates long-term residual income. At 2ndAP , we are opening the door for entrepreneurs who want more than just a sales role — we’re building a franchise model rooted in ownership, stability, and direct control. Why Merchant Services? M

Thomas Troyer
Mar 32 min read
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