Funds being held?

How Square, Stripe & PayPal Are Freezing Funds — And How 2nd Amendment Processing Protects Your Business

If you’ve ever had your business funds frozen without warning, you’re not alone. Thousands of small business owners across America have learned the hard way that processors like Square, Stripe, and PayPal aren’t built to protect you. They’re built to protect themselves.

The Problem: No Real Underwriting

These popular processors boast “instant approvals” and “easy setup.” Sounds great—until the moment your business hits a trigger they don’t like. That’s when your funds get held, your account gets flagged, and you’re left fighting to get your money back.

Why does this happen?

Because proper underwriting was never done in the first place.

Most mainstream processors rush you through onboarding to get your account live fast. But without digging into what your business actually does, how it earns money, and what risk level it poses, their compliance teams are flying blind. When a red flag pops up—sudden sales spikes, industry keywords, chargebacks—they freeze first and ask questions later.

The Consequences for You

• Frozen funds for 30, 60, or even 180 days

• Loss of customer trust

• Canceled orders or subscriptions

• Sudden account shutdown with no appeal

For many small business owners, one freeze like that is enough to do permanent damage.

The Solution: Underwriting That Protects Your Cash Flow

At 2nd Amendment Processing, we do things differently. We don’t just process your payments — we protect your right to operate freely.

✅ We underwrite your account the right way — from day one

✅ We specialize in businesses deemed “high risk” by Big Tech

✅ We support freedom-first, veteran-owned, and conservative-aligned businesses

✅ We build a processing solution that fits you — not a one-size-fits-all approach

We take the time to understand your industry, your growth model, and your risk profile upfront — so you’re not blindsided later.

Choose a Processor That Stands With You

You’ve worked too hard building your business to let Square, Stripe, or PayPal pull the plug overnight.

2nd Amendment Processing isn’t just a merchant service — it’s a shield against censorship, shutdowns, and surprise fund freezes.

👉 Learn more or apply now at www.2ndAP.com