Mastercard has added transaction and volume fees for businesses classified as specialty merchants. In 2ndAP’s view, this is a pure money grab: the published guidance identifies new charges, but no new merchant-facing fraud-prevention service or measurable protection purchased by those fees.

2ndAP helps cigar bars, lounges and online cigar stores secure reliable payment processing, competitive rates and safer transactions.

Eli Lilly’s tirzepatide patent should not become a blanket ban on peptide processing. We examine Visa’s penalties, corporate pressure, and the growing threat of financial deplatforming.

Mastercard is moving toward faster investigations and broader measurement of merchant risk. Here is what card-not-present and high-risk businesses should know about the new 72-hour standard, GMAP, and protecting their processing relationship.

Have stablecoins replaced XRP? Not quite. While stablecoins are transforming digital payments with price stability and faster settlements, XRP continues to play a unique role in cross-border liquidity and currency exchange. Learn the differences, why both technologies matter, and what their growing adoption means for businesses looking to stay ahead in the future of payment processing.

Firearms merchant accounts face new risks in 2026 — rolling reserves, frozen funds, and stricter compliance rules. Here’s what’s driving the crackdown, the red flags to watch for, and how to protect your business before a freeze forces the issue.

ValiantCEO recognized 2nd Amendment Processing for building a veteran-owned payment-processing company around transparency, personal service, operational stability and support for American businesses.

Streamline payments with Dejavoo powered by 2ndAP — fast, secure, and built for ISVs ready to scale. #ProcessWithPurpose

When Square/Stripe/PayPal Freezes Your Funds: What You Need to Know Thousands of businesses trust Square/Stripe/PayPal to move their...

Underwriting in payment processing is crucial yet often overlooked by business owners until issues arise. If your funds have been frozen...