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2nd Amendment Processing Featured by ValiantCEO for Values-Driven Payment Solutions

Writer: Thomas M Troyer
Thomas M Troyer
Jun 11
4 min read

Originally featured by ValiantCEO on June 11, 2026


2nd Amendment Processing is proud to have been featured by ValiantCEO in an article highlighting our growth as a veteran-owned merchant-services company and our commitment to values-driven payment solutions for American businesses.


Written by Robert Bloomingfield, the feature—“2nd Amendment Processing Builds a Niche in Values-Driven Payment Solutions for American Businesses”—examines why payment processing has become about much more than simply accepting a credit card.

For today’s business owner, a payment processor can affect cash flow, customer experience, account stability and the ability to grow. It also matters whether the company behind the account understands the merchant’s industry and is willing to stand beside the business when questions arise.


That is the role 2nd Amendment Processing was built to fill.


What is 2nd Amendment Processing?


2nd Amendment Processing is a Michigan-based, veteran-owned merchant-services company founded by Thomas Troyer in 2018. The company helps eligible businesses accept payments in person, online and on the go through properly underwritten merchant accounts and payment technology matched to how each business actually operates.


Our services include:

  • Retail and mobile credit-card processing

  • Ecommerce payment gateways

  • Virtual terminals and secure payment links

  • Point-of-sale solutions

  • Recurring billing and tokenization

  • Fraud-management tools

  • Integrated payment technology

  • Business-funding options

  • Cryptocurrency-compatible solutions for eligible businesses


The goal is not to force every merchant into the same system. It is to build a payment setup around the merchant’s products, customers, sales channels and long-term plans.


Why the ValiantCEO recognition matters


The ValiantCEO feature recognizes an important change in the payment-processing industry: business owners increasingly want more than low introductory rates and automated customer service.


They want a processing relationship that provides:

  • Honest and understandable pricing

  • Responsive, U.S.-based support

  • Proper underwriting before transactions begin

  • Technology suited to the business

  • Help navigating account reviews and risk questions

  • Respect for the merchant’s lawful business and values


Payment processing operates in the background—until something goes wrong. A frozen account, unexpected reserve, incompatible gateway or prohibited-business determination can interrupt sales and put a merchant’s cash flow at risk.


That is why choosing a processor should be treated as an important business decision, not merely a rate comparison.


Built to be a business partner


The ValiantCEO article highlights the philosophy behind 2nd Amendment Processing: merchants deserve a payment partner that answers the phone, communicates honestly and works to resolve problems.


As Thomas Troyer stated in the original feature, “We don’t just process payments, we protect your mission.”


That principle remains at the center of how we serve merchants. We take time to understand what a business sells, how it accepts payments, its expected transaction volume and any industry-specific concerns before recommending a solution.


No responsible payment processor can guarantee that an account will never be reviewed, experience a funding delay or require additional documentation. What a responsible processor can do is establish the relationship correctly, disclose the business accurately and help the merchant respond when questions arise.


Supporting businesses that are often misunderstood


Mainstream payment platforms are designed for quick, standardized enrollment. That can work for many conventional businesses, but it often creates uncertainty for merchants operating in industries that require specialized underwriting.


2nd Amendment Processing works to support eligible businesses across a wide range of markets, including firearms and Second Amendment businesses, cigar and tobacco retailers, ecommerce merchants, hospitality companies, nonprofits, political organizations and other businesses that may need an experienced processing relationship.


Lawful operation does not automatically mean every processor will accept a business. Each processor, acquiring bank and payment platform maintains its own underwriting standards and restricted-business policies. Merchants need a provider that understands those distinctions before the first transaction is submitted.


For example, gun stores and FFL dealers should understand the differences among mainstream platforms before opening an account. Our guide, “Can Gun Stores Use Square, Stripe, PayPal or Shopify in 2026?”, explains those policies and why written approval matters.


Technology should serve the merchant


Values and personal service matter, but merchants also need dependable technology.

The 2nd Amendment Processing Gateway supports secure online payments, recurring billing, tokenization, virtual-terminal transactions and integration options for businesses that need more than a basic countertop terminal.


We also help businesses evaluate retail, mobile and integrated solutions based on practical needs such as:

  • Ecommerce compatibility

  • Inventory and point-of-sale requirements

  • Customer payment preferences

  • Recurring or membership billing

  • Card-present and card-not-present sales

  • Fraud controls and transaction reporting

  • Funding schedules and reserve terms


The right payment system should make it easier to operate the business—not create another obstacle between the merchant and the customer.


A commitment to American small businesses


Small businesses create jobs, support families and keep communities strong. Their owners take real risks to build something of value, and they deserve vendors who respect that effort.


The ValiantCEO feature captures why 2nd Amendment Processing continues to grow: merchants are looking for payment providers that combine modern technology with the traditional principles of honesty, accountability, personal service and keeping one’s word.


We are grateful to ValiantCEO and Robert Bloomingfield for recognizing our work and sharing the 2nd Amendment Processing story.


Read the complete original feature at ValiantCEO.


Frequently asked questions


Who owns 2nd Amendment Processing?


2nd Amendment Processing was founded by Thomas Troyer, a veteran and payment-processing professional with more than two decades of industry experience.


Is 2nd Amendment Processing veteran-owned?

Yes. 2nd Amendment Processing is a veteran-owned merchant-services company based in Michigan and serving eligible businesses across the United States.


What businesses does 2nd Amendment Processing serve?


2nd Amendment Processing works with eligible retail, ecommerce, firearms, cigar and tobacco, hospitality, nonprofit, political and other businesses. Every account is subject to underwriting, legal requirements and the standards of the applicable acquiring relationship.


Does 2nd Amendment Processing support online payments?


Yes. Depending on approval and technical compatibility, 2nd Amendment Processing can provide ecommerce gateways, virtual terminals, secure payment links, recurring billing, tokenization and integrated payment options.


How can a business apply?



Process with Purpose


Payment processing should be straightforward, transparent and supported by people who care whether your business succeeds.


If you are looking for a payment partner that takes time to understand your business, call 833-755-6696 or apply online.


Process with Purpose.


Attribution note

This post discusses and links to an independently published ValiantCEO feature written by Robert Bloomingfield and published June 11, 2026. ValiantCEO retains ownership of its original article. This 2nd Amendment Processing post provides commentary, company context and a summary rather than reproducing the original article.

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2nd Amendment Processing 2018  Built By Red5  

2nd Amendment Processing is a registered DBA of EPX, a registered ISO of BMO Harris Bank N.A., Chicago, IL, Fresno First Bank, Fresno, CA, and Citizens Bank N.A., Providence, RI.

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