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Mastercard’s Specialty Merchant Fees Are a Pure Money Grab
Mastercard has added transaction and volume fees for businesses classified as specialty merchants. In 2ndAP’s view, this is a pure money grab: the published guidance identifies new charges, but no new merchant-facing fraud-prevention service or measurable protection purchased by those fees.

Thomas Troyer
Sep 75 min read


2ndAP Announces New Partnership With Accept.Blue
2nd Amendment Processing has partnered with accept.blue to expand our payment gateway, e-commerce, CRM, ERP, ACH, invoicing and point-of-sale integration capabilities.

Thomas Troyer
Sep 15 min read


Mastercard’s New Merchant-Monitoring Rules: What CNP and High-Risk Businesses Need to Know
Mastercard is moving toward faster investigations and broader measurement of merchant risk. Here is what card-not-present and high-risk businesses should know about the new 72-hour standard, GMAP, and protecting their processing relationship.

Thomas Troyer
Aug 246 min read


FDA's Peptide Review: What It Could Mean for Payment Processing
The FDA's July 2026 review of seven peptides could have far-reaching implications beyond healthcare. As regulators evaluate potential changes to compounding eligibility, payment processors, banks, and merchants are watching closely. Learn how increased regulatory clarity may affect merchant account approvals, underwriting standards, banking relationships, and payment processing opportunities for businesses operating in the peptide industry.

Thomas Troyer
Jul 233 min read


Did Stablecoins Replace XRP? What Merchants Need to Know
Have stablecoins replaced XRP? Not quite. While stablecoins are transforming digital payments with price stability and faster settlements, XRP continues to play a unique role in cross-border liquidity and currency exchange. Learn the differences, why both technologies matter, and what their growing adoption means for businesses looking to stay ahead in the future of payment processing.

Thomas Troyer
Jul 133 min read
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